| View previous topic :: View next topic |
| Author |
Message |
artguerra
Joined: 04 Feb 2010
Posts: 3
Location: Brownsville, Texas
|
 Posted: Thu Feb 04, 2010 8:37 pm Post subject: Looking for Lender |
 |
|
I am looking for lender who can help me obtain a mortgage in Texas.
My stats are as follows:
loan amount: 120,000
loan time: 30 years
yearly salary combined with spouse: 72,000
FICO mid Scores: Me: 652 Wife: 642
Assets: home worth 40000+ and 3 cars
Issues: 4 late payments recorded that were beyond my control on a home equity loan (not mortgage) last year due to mothers illness. Months reported late: Jan, Mar, June, July. I have very detailed documentation to prove that she was very ill. The loan in question was paid in full and has been closed since last November.
Thank you for your help.
Last edited by artguerra on Fri Feb 05, 2010 10:20 pm; edited 1 time in total |
|
| Back to top |
|
tfaulhaber
Joined: 11 Dec 2009
Posts: 11
Location: NYC
|
| Posted: Thu Feb 04, 2010 8:50 pm Post subject: |
|
|
| If you have documentation regarding the illness and a good letter of explanation. I can get this done for you. Email me the details. |
|
| Back to top |
|
artguerra
Joined: 04 Feb 2010
Posts: 3
Location: Brownsville, Texas
|
| Posted: Fri Feb 05, 2010 4:11 pm Post subject: |
|
|
| To clairfy my request, I am looking to purchase a new home not refinance. I currently own a home which I will leave to my mother upon purchase of the new home. I hope this helps cleaifes any confusions. |
|
| Back to top |
|
JPowell
Joined: 20 Jan 2010
Posts: 103
Location: PA
|
| Posted: Mon Feb 08, 2010 11:59 pm Post subject: |
|
|
This is a bit off topic, but have you spoken with the mortgage company to see if they will remove the lates from your credit report?
On occasion you can find a creditor who is willing to do something like that because of extenuating circumstances (like your mother's illness). The worst they can do is say no, and if they do agree, you're bound to see a pretty dramatic score increase.
|
|
| Back to top |
|
peter jones
Joined: 26 Jul 2010
Posts: 1
Location: France
|
| Posted: Mon Jul 26, 2010 4:25 pm Post subject: |
|
|
In reply to the post by artguerra
Yes for a mortgage in Texas I would recommend ubiquitous mortgages. They are based in Spain, formerly called low rate spanish mortgages.
They assisted me with my purchase in Houston. The rates are good and they have acces to multi currency mortgages
|
|
| Back to top |
|
|
