Help with loan

dan · Joined: 18 Jul 2010 Posts: 2

I recently attempted to purchase a home through a short sale. Everything was lined up the loan/credit check had been approved and all paperwork had been signed. The last step was the FHA loan officer reviewing the property (the settlement was about 6 days away). When the loan officer inspected the property he found structural damage which a structural engineer confirmed. FHA would not approve the loan as is and the bank would not make repairs so the deal fell through. The mortgage lender was to pay the appraiser fee. This all happened about a month ago. The mortgage lender just left me a voice mail saying I was responsible for paying for the appraisal (I never saw or got a copy of the appraisal and to my understanding it wasn't to be finished until the necessary repairs were made). Am I responsible for paying this?

Thanks just wanted to double check (since I've already lost money on the home and pest inspection) because I don't want to lose any more money than I already have with this deal if it's not necessary.