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Need a lender for refinincing in SF Bay Area with LTV>80%
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Vlooking



Joined: 08 Feb 2010
Posts: 1

Posted: Mon Feb 08, 2010 6:42 pm    Post subject: Need a lender for refinincing in SF Bay Area with LTV>80%  

Bought my house in 2006, paid 775k, now according to zillow it is 720k.
Want to refinance to 30 years fixed.

State: CA
Loan amount: $620k 7 years fixed + $100k home equity ( I can pay off home equity if it helps).
Property Type: Single-Family

Full doc
Stated
Bank Statement
FICO Score: around 750

Occupancy: Owner-Occupied

Talked to one lender and been told that to refinance I need to have at least 80% of value to loan.

I can bring it down to 85%, what are my options?
Thanks!
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