Chuck DeMonte
Joined: 17 Apr 2009
Posts: 51
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| Posted: Thu Apr 30, 2009 2:32 am Post subject: Troubble Getting a loan? Quick mortgage guidelines |
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Real quick I know people are having trouble getting loans just wanted to inform loan seekers what my company does.
We are one of the largest FHA lenders in the country and maybe have some most flexible guidelines out there.
We are a Direct Servicer/Lender licensed in 47 States.
I can do rate and term refinances up to 97.75% Loan to value.
85% on a cash out refi
96.5% on a purchase
On refinances I can go as low as a 500 credit with no mortgage lates.
If you havent had any mortgage lates in the past 12 months but within 24 months I need at least a 530
If lates in the past 12 months I need 550 and up.
For purchases I need a 531 and up
I know its tough to get loans so if you need help or just would like to ask a question please feel free to email me. |
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