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steve609
Joined: 31 Jul 2008
Posts: 1
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| Posted: Fri Aug 01, 2008 12:39 am Post subject: In need of $230,000 560 FICO 150k household salary,HELP!! |
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I am a first time home buyer, interested in a house on short sale listed @ 239,500. I have about 5k to put down and another 5 ready for any other charges. I have a FICO of 560. I only have a 14 month credit history, I have a 1000 credit card I havent touched and a 350 limit i have used and paid on time. I have 1 -30 day late about 12 months ago, due to the company having the wrong address to bill me at. I have a 35k car loan, and between my wife and I we make around 150k combined and pay the bills on time every month. I have a ton of inquiries from auto loan companys etc. and I want to avoid filling out 200 forms online and just adding more inquiries. What is my best option to get my family and I in a house? FHA? Fannie Mae? Please help!!!
Thanks!!! |
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Steve Ching
Joined: 01 May 2008
Posts: 29
Location: Bellevue, Washington
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| Posted: Mon Aug 04, 2008 11:19 pm Post subject: |
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| This is a very difficult scenario and will require a lot of work to put together starting now and ending months from now. Feel free to call me and we can put a game plan together. |
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mbrooks17
Joined: 16 Sep 2008
Posts: 5
Location: SC
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| Posted: Tue Sep 16, 2008 4:18 pm Post subject: |
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| Have you found anything yet? If not please shoot me an email or give me a call. My email is michael.brooks@greenplanetmortgage.com |
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thriftyfinanciers
Joined: 18 Oct 2008
Posts: 14
Location: london
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| Posted: Sat Oct 18, 2008 11:11 am Post subject: Best rates financing |
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| Considering the scenario you presented, we could grant you a residential loan at the lowest rates available and with a convenient repayment plan. Give us a try by sending the details to thriftyfinanciers@yahoo.com |
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