sirneady
Joined: 28 Jul 2007
Posts: 1
Location: USA
|
| Posted: Sat Jul 28, 2007 8:21 pm Post subject: I need credit advice |
|
|
I am having a tough time right now and really need to get my home refinanced, but have some bad spots on my credit due to about 6 months out of work.
I am back on track now, but cant get financing with my current credit scores. I have heard about credit repair, but am not sure if it works. Can someone give advice? |
|
Haplo
Joined: 20 Jan 2005
Posts: 2406
Location: Springfield, IL
|
| Posted: Sat Jul 28, 2007 8:59 pm Post subject: |
|
|
Get things paid off and settled, showing correctly on your report, and have a positive history for 12 months. If you can't get much in the way of credit, apply for a loan that will allow you to use alternative trades, like FHA.
I nuked your link so that it wasn't so much of an ad... |
|
