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BECCA9892003
Joined: 20 Jan 2005
Posts: 400
Location: Altoona, PA
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| Posted: Tue Aug 30, 2005 6:42 pm Post subject: Foreclosure |
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| i have a client that from looking at their credit it look like forclosure..hence 120late...but they have almost caught up..i need 80% rate term refi to get them out of this.....any ideas??? |
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pamortgageman
Joined: 21 Jul 2005
Posts: 31
Location: Pennsylvania
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| Posted: Wed Aug 31, 2005 2:26 am Post subject: |
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| What are the credit scores? I may have an idea or two if the mid score is 500. |
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BECCA9892003
Joined: 20 Jan 2005
Posts: 400
Location: Altoona, PA
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| Posted: Wed Aug 31, 2005 6:34 pm Post subject: |
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pamortgageman
Joined: 21 Jul 2005
Posts: 31
Location: Pennsylvania
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| Posted: Thu Sep 01, 2005 3:15 am Post subject: |
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Option One does these on a case by case basis on their Legacy Program, Credit Suisse allows for credit scores down to 500, and they may look at it if they are currently less than 60 days down, New Century may also look at this deal. I am of course assuming that it is full doc, owner occupied, sfr. Fremont will do some nasty stuff too, although they will beat you up on the appraisal.
Good luck, let us know how it works out!! |
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